Keep an Eye Out for These 3 Common Auto Repair Shop Scams

Unfortunately, not all automotive repair mechanics can be trusted. Now that’s not to say that every mechanic is crooked in some way or another, but in the industry, auto repair shop scams do happen to innocent car owners like yourself. If your vehicle is in need of repair, or is at an age that comes with a lot of breakdowns and mechanical issues, you need to learn how to watch out for these kinds of unethical auto shop cons.

Continue reading to learn 3 common auto repair shop scams and how to avoid them.

Junk Car Buyers Cincinnati Ohio 513-991-4776
Junk Car Buyers Cincinnati Ohio 513-991-4776

How a Shady Mechanic Might Try to Take Advantage of You

It is easy to trust whatever a mechanic is telling you, after all, you don’t know anything about automotive repair. But with the proper knowledge, you can equip yourself with an eye for any unethical customer service. Most auto repair shop scams involve gouging money from customers, while others blatantly waste their time and make life inconvenient. So, how does a Shady mechanic try to take advantage of car owners?

Check Engine Light

An unethical mechanic might take advantage of an illuminated check engine light. Because a check engine light can be a warning for all sorts of different mechanical and electrical issues within a vehicle, a mechanic could decide to be dishonest with the customer by telling them the underlying issue is more serious than it is, and therefore more expensive.

Hourly Labor Rates

Mechanics typically charge by the hour for labor. If a mechanic wanted to be unethical, they could milk the clock so to say, taking much longer to repair your vehicle in order to charge you more. For instance, what could have been done in 30 minutes is billed for 3 hours. This scam can have a monumental impact on a person’s budget since the average auto shop hourly rates are usually between $75 and $150. If you have your car repaired at the dealership, the hourly labor rates are even higher.

Liberty Repairs

This auto repair shop scam is one that mechanics tend to get away with more often because customers are too afraid to speak up or do not know enough about automotive repair and mechanics to argue the need for whatever work was performed on the vehicle. Liberty repairs is a loose term used to describe when a mechanic performs additional repairs or replacements on a vehicle without the customer’s permission. This way, they can charge for more labor and parts, even if the vehicle didn’t necessarily require it right away or at all.

Don’t let yourself go down to auto repair rabbit hole. Junk your car and put your profit towards a newer, more reliable vehicle! Contact GC’s Junk Cars at 513-991-4776 for professional cash for cars service in Cincinnati Ohio. Our junk car buyers only pay in cash, and we even provide free junk car removal service!

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Did You Total a Car With an Unpaid Loan?

Totaling a car is panic-worthy enough, but when you still owe on the auto loan, your level of anxiety can reach alarming levels. Fortunately, there are options available to help you make it right once again. Continue below to learn what to do if you still owe on a totaled vehicle, plus how to earn fast cash for your junk car in Cincinnati.

Totaled Car Buyers Cincinnati Ohio 513-991-4776
Totaled Car Buyers Cincinnati Ohio

Brief Explanation of a Total Loss Vehicle

Although it can vary from state to state, a car is deemed totaled if it meets one or more of the following circumstances: 1) the cost to repair it exceeds the actual cash value (ACV), 2) repairing it would be dangerous, or 3) it meets the state’s total loss guidelines. So, you know your car is totaled, but you still owe on the car loan. What do you do? Well, you have at least 3 viable options. The course you choose will depend on your current economic condition, state regulation, and the discretion of the insurance company.

How to Deal With a Totaled Car You Still Owe Money On

► Pay Off the Remaining Auto Loan Balance

An auto loan or financing agreement does not disappear when a car is totaled. Unfortunately, you are still legally obligated to pay. Sure, paying off the remaining auto loan balance is easier said than done, but nonetheless, a viable option worth mentioning. By satisfying the remainder of the loan or financing plan, you can avoid any future financing problems or approvals. You can either pay the balance in full or continue making your regular scheduled payments.

► Negotiate a Deal With the Insurance Company

If you cannot afford to pay off the auto loan or have barely made any payments as of yet due to it being a brand new car, you might be able to strike a deal with the insurance company. Do your research to see how much your car’s actual cash value is using trusted, certified sources like KBB or Autotrader, then use this data to prove that your vehicle is worth more than what the insurance company is willing to pay.

What NOT To Do

The above two options are what you can do after totaling a vehicle you still owe on, but there is one thing you should not do. It is strongly discouraged to roll the remaining auto loan balance into a new loan. This will only increase your interest payments, making it harder to pay it off in a reasonable time frame. Keep your auto loan and other loans separate.

If you are not happy with the insurance company offer for your totaled vehicle, sell it for cash on the spot to a trusted Ohio auto salvage yard! Contact GC’s Junk Cars at 513-991-4776 for professional cash for totaled cars in Cincinnati Ohio. We provide free junk car removal and instant offers! Request a free offer today!

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What to Do if You Cannot Pay $5000 to Replace a Blown Car Engine

A blown car engine is a serious fiscal undertaking. On average, a replacement or rebuilt car engine will cost you at least $3000 or $4000 just for a 4-Cylinder engine, or an upwards of $7000 or $8000 for a V6 or V8. It really just depends on the make and model of your vehicle. To make matters worse, car engine replacement is so expensive that oftentimes it exceeds the current market value of the vehicle itself. This means that the insurance company will deem the vehicle totaled. If you have just blown your car engine but you cannot afford to replace it, you still have some viable options to choose from.

Continue reading to learn what to do if you cannot pay $5000 to replace the blown car engine in central Ohio.

Cash for Junk Cars Cincinnati Ohio 513-991-4776
Cash for Junk Cars Cincinnati Ohio 513-991-4776

Sell Your Car to an Auto Salvage Yard in Indianapolis

Blowing a car engine while covered under automotive insurance is one thing but blown a car engine without having and active car insurance policy can really leave you in the dust. Fortunately, in either case, insurance or not, you can always sell your junk car to an auto salvage yard in Indianapolis.

So long as you choose a reputable and experienced Cincinnati cash for cars company, you can expect to get paid cash on the spot for your junk vehicle. Regardless of its condition, age, make, or model, an Ohio auto salvage professional will buy your junk vehicle and pay you its market worth in scrap. You can then take this easy profit and put it towards a new car purchase.

Covered By Auto insurance?

In the case that you blow a car engine, but you do have an active insurance policy, and auto salvage yard in. Cincinnati can still benefit you. Although your insurance deductible will go towards repairing your car engine by replacing it altogether, you can inquire about keeping your blown car engine. If the insurance company allows you to keep your blown car engine, you can sell your junk motor to a Cincinnati junk car buyer for cash on the spot. In fact, this year, engines are one of the most sought-after automotive parts by auto salvage yards in Ohio.

How Much is a Scrap Engine Block Worth?

Current market values for junk cars and motors are constantly changing. Generally, motors are valued between $0.37 and $1 per pound. The most sought-after scrap metals in junked engine blocks include aluminum, copper, and steel. All of these materials can be recycled and repurposed.

Is your vehicle totaled because the car engine blew? Contact GC’s Junk Cars at 513-991-4776 for professional cash for cars service in Cincinnati Ohio. Our junk car buyers only pay in cash and provide free junk car removal service. We also pay cash for used and junked auto parts!

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How to Tell If You Need to Replace the Shocks and Struts in Your Car

There are certain types of automotive repairs that are vital to the overall safety and performance of your vehicle. If you neglect to keep up on regular scheduled car maintenance and fail to tackle minor auto repairs as they come, you can expect your car to have a shorter lifespan. When it comes to shocks and struts, this car care principle especially applies.

Continue reading to learn more about the role of the shocks and struts in your vehicle, plus the common signs that suggest you need to repair or replace them. Is your car already on its last leg and you are not sure if you can afford automotive repair? We have information about that down below, too.

Cash for Junk Cars Cincinnati Ohio 513-991-4776
Cash for Junk Cars Cincinnati Ohio 513-991-4776

What are Shocks and Struts?

Have you always wondered what shocks and struts actually do in your car? Have you ever hit a big bump in the road while driving? Well, had you not been equipped with good condition shocks and struts, that bump would have caused your car to aggressively bob up and down, and possibly even bottom out and scrape against the pavement.

Shocks are components of the car suspension system that aids the coils in impact absorption. Struts bring together the shock absorbers and the coils, positioning the suspension system as one structural unit, which in turn, also provides added structural support.

Most modern vehicles have struts on the front axle and shocks on the back, while many other cars will only have struts on both axles. There are very few vehicles that have only shocks and no struts. Check your owners’ manual to learn what your ride is equipped with.

The Importance of High-Performing Shocks and Struts

Shocks and struts are very important because they are a vital partner to your car’s overall suspension system. They allow car tires to maintain proper traction with the road by balancing the weight of the vehicle evenly. In turn, this reduces unwanted vehicular movement like bouncing, bobbling, and swaying. Basically, good condition shocks and struts provide a smooth, stable, and safe ride.

This is especially important for drivers who frequently commute with small children, babies, and pets. It is also very beneficial for anyone who suffers from trigger induced migraines or body aches and pains. When you are feeling this way, you don’t want your car bumping all over the road. Even the smallest discrepancy in pavement can cause a vehicle to aggressively bobble and dip when the shocks and struts are not in good condition.

Common Signs of Bad Shocks and Struts

If you are wondering if you need to replace the shocks and struts in your vehicle, look for these telltale signs:

▷ Uneven Tire Tread Wear
▷ Rough and Bumpy Idling
▷ Unstable Braking/Turning
▷ Hydraulic Fluid Leaks

Can’t afford to repair your bad struts and shocks? Not worth the cost to repair your vehicle because it is already so run down? Just contact GC’s Junk Cars at 513-991-4776 and get paid cash on the spot by our Cincinnati OH junk car buyers! We accept all make and model vehicles, regardless of condition. We also provide free junk car removal!

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8 Tips for Long Term Car Storage

Putting a car in storage for an extended or indefinite period of time requires some serious preparation. Otherwise, you can forget maintaining its economic value. Whether you have just cleared a loved one’s estate, wrecked a vehicle you cannot currently afford to repair, or have an extra vehicle with no room in the driveway, use these tips to ensure safe long term car storage.

Free Junk Car Towing Cincinnati Ohio 513-991-4776
Free Junk Car Towing Cincinnati Ohio 513-991-4776

How to Store a Car For More Than 30 Days

Storing a car for a couple of weeks requires a different preparation process than storing a car for longer than thirty days. Vehicles that sit for longer than a month will experience different effects from non-usage. Essentially, cars that are to be stored for longer than thirty days will require more protection, and therefore, more preparation.

Here are the top 8 tips to focus on when storing a car for more than 30 days:

Keep the Insurance Policy

One of the first things car owners tend to do when preparing to store a car for a long period of time is cancel the insurance policy. But this is a serious mistake. Vehicles can experience all sorts of unanticipated damage while in storage, so it is important to maintain insurance coverage in the case that it happens to your car. Do not make the mistake of canceling the insurance policy just because you are placing your car in storage for the foreseeable future.

Clean the Interior and Exterior

Before placing a car in storage for a long period of time, it is important to clean the inside and the outside of the vehicle. Anything that is causing dirt, dust, or any level of decay in or on your vehicle will only worsen over time. Dirt on the outside of the vehicle can even cause rust and paint deterioration. Take your car to the car wash or do it yourself; it does not matter. Just be sure to clean your car before storing it for a long time.

Get an Oil Change

If you are storing your car for longer than a month, it is important that you switch out the motor oil. Take it into a local automotive mechanic shop for a quick oil change service. It would be wise to allow the mechanic to top off the rest of your automotive fluids as well, including the coolant, transmission fluid, brake fluid, and more.

Fill Up the Gas Tank

If a car is going to be sitting for long period of time without being driven, it is wise to top off the gas tank. Although this might seem counterproductive, especially with the rising fuel prices today, it is an important step to long term car storage because it prevents moisture from building up inside of the fuel tank and prevents the seals from drying out. Moisture buildup inside of the gas tank can cause interior engine damage.

Periodically Charge the Car Battery

It is important to keep the car battery charged when storing a car for longer than thirty days. Otherwise, you can kiss your battery goodbye. If you do not periodically charge the car battery while the car is in storage, you will need to replace the battery entirely once you decide to pull the car out storage.

Do Not Put the Parking Brake On

Many people wrongly assume that the parking brake will make sure a car stays in place when stored long-term. But this is a common mistake. Do not use the parking brake when storing your car long-term. If you are worried about the vehicle rolling forwards or backwards, position center blocks or bricks behind the tires instead.

Prevent Wildlife Tampering

There are several species of nuisance wildlife in Ohio that are notorious for using abandoned or stationary vehicles as shelter. Animals like squirrels, chipmunks, raccoons, opossums, skunks, and even badgers are commonly found nesting within the undercarriages of cars. Not only can this cause extensive internal engine damages, but it can cause the animal to die and leave behind a lingering odor of decay that is very hard to get rid of.  If you plan to store a car long-term, be sure to incorporate wildlife abatement strategies to prevent this from happening. In fact, the next strategy will do well for this purpose.

Cover Your Vehicle With a Tarp

A simple but highly effective strategy for protecting your car while in long-term storage is to cover it up with a tarp. You will be shocked to see just how much dust and dirt accumulation eventually builds up on top of that tarp once you decide to pull the car out of storage. You will be thankful that you covered it up when that happens!

Are you looking for an easier way to take a car off your hands without any sort of financial responsibility or obligation to it? Contact GC’s Junk Cars at 513-991-4776 to sell an unwanted car to a professional junk car buyer in Cincinnati, Ohio. We offer free towing and pay cash on the spot!

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Cincinnati OH Cash for Cars 513-991-4776
Call 513-991-4776 for a Free Junk Car Quote!

FAQS That Start With ‘Can I Sell My Junk Car if’

If you have a junk car that you are ready to get rid of, then you certainly have some questions that need answering. Continue below to review some frequently asked questions that start with, “Can I sell my junk car if…?”

Cincinnati OH Junk Car Buyers 513-991-4776
Cincinnati OH Junk Car Buyers 513-991-4776

Frequently Asked Questions About Selling a Junk Car

Before reviewing these frequently asked questions about selling a junk car in various situations and under various circumstances, it is important to understand that most auto salvage companies will accept all vehicles, regardless of make, model, or condition. However, they may have unique or discretionary stipulations on things like the types of auto parts they accept, how they take in junk cars, and the factors they use to calculate their junk car offers.

For these reasons and more, it is important to choose a reputable and experienced Cash For Cars Company in Cincinnati, Ohio. You want to choose a dependable and long-standing junk car buying company because they will have the proper capital to pay out the full and fair reimbursements for junk cars, plus offer convenient amenities to junk car clients.

Now, let’s get started on these frequently asked questions that start with, Can I sell a car if?

✤ Can I Sell My Junk Car if it is Totaled?

✤ Can I Sell My Junk Car if it is Missing Auto Parts?

✤ Can I Sell My Junk Car if it Has Been Submerged Under Water?

✤ Can I Sell My Junk Car if it is Overgrown With Weeds and Plants?

✤ Can I Sell My Junk Car if it is in Another Town or City in Ohio?

✤ Can I Sell My Junk Car if it Has Fire Damage?

✤ Can I Sell My Junk Car if it No Longer Starts?

✤ Can I Sell My Junk Car if I Cannot Find the Car Title?

✤ Can I Sell My Junk Car if it is in a Location That is Difficult to Access?

Now, here is the sole answer to all of these junk car selling questions: ✨YES!

A reputable Cincinnati cash for cars company will accept any and all junk cars, regardless of location, difficulty of access, condition, make, model, age, and more. As for car titles, you will need to have some sort of documentation approves that you own the vehicle in order to sell it to a junk car buyer in Ohio.

However, the car title is not the only form of proof of ownership to a car. You may also be able to use your insurance policy or car registration. Talk to an Ohio junk car buyer to learn all of your options for selling a junk car.

Are you wondering who to choose for the most cash for junk cars in Cincinnati Ohio? Contact GC’s Junk Cars at 513-991-4776 to sell a junk car to a professional junk car buyer in Cincinnati, Ohio. We offer free towing and pay cash on the spot!

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Cincinnati OH Cash for Cars 513-991-4776
Call 513-991-4776 for a Free Junk Car Quote!

Important Documents That Should Be Kept in Your Vehicle

When you purchase a vehicle, or at least drive one around legally, you will be in possession of certain documents. Some of these documents should be kept inside the vehicle always, while others are better left in a safe spot at home.

Continue reading to learn which automotive documents stay in the car and which do not, plus where you can get free junk car removal in Ohio if your vehicle was just totaled.

Ohio Free Junk Car Removal 513-991-4776
Ohio Free Junk Car Removal 513-991-4776

Which Papers Go in the Glove Box?

You wouldn’t keep your wedding ring in your gym locker, nor would you store your gym shorts in your briefcase. The same principles apply when it comes to your car paperwork. Some documents should be kept in the glove compartment, console, or binder in the vehicle at all times, while some others are safer in the security of your own home, or safety deposit box.

So, which is which? After all, you have your car title, state registration, insurance, maybe AAA, and possibly even your Bill of Sale. Here is a quick reference guide to use when organizing your vehicle’s documents:

Keep These Documents in the Car:

▶ Car Registration

The law requires all vehicles to be registered with the state in order to be legally driven on the road. For this reason, your car’s registration is an important document that should stay with the car at all times. The registration proves that your vehicle is legal and authorized in accordance with the license plate. If you are pulled over for a traffic stop, the officer will ask you to see this document.

▶ Proof of Insurance

The law also requires that all drivers maintain the state minimum for liability car insurance coverage. In the case of an accident, whether your fault or not, you will be asked to show your proof of insurance. A police officer will also need to see this document in the case that you are stopped for a traffic violation. Some people also get an insurance card along with their document, allowing them to have a second source in the wallet or at home.

Keep These Documents at Home:

▶ Car Title

The car title is proof of ownership for the car. This is one of the most important car papers to keep track of, which is why it should be kept safe at home, in a safe, or in a locked security deposit box. If you are pulled over for a traffic stop, the police officer will not ask to see the car title, even if they suspect that the car is stolen. They can use your registration to prove that you are authorized driver of the vehicle.

▶ Bill of Sale

The Bill of Sale is not something you want or need to keep in your car. Sometimes, car owners do not receive a Bill of Sale, such may be the case if they purchase their car from a dealership. If you do have some version of a Bill of Sale for your vehicle, just keep it at home with your car title.

Did you just totaled your car and now you need to scrap it? Contact GC’s Junk Cars at 513-991-4776 for professional cash for cars service in Cincinnati Ohio. Our junk car buyers only pay in cash, and we even provide free junk car removal service!

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Cincinnati OH Cash for Cars 513-991-4776
Call 513-991-4776 for a Free Junk Car Quote!

Will My Insurance Cover Towing Fees for a Totaled Car?

Whether you totaled your car today or in the recent past, you can safely assume you will not be able to drive it where it needs to go. Most people have their totaled vehicles towed to their homes, while others choose to have their cars and trucks towed directly to an auto body shop. In either case, you might be wondering who is responsible for the towing expenses. Will you pay for towing out of pocket and get reimbursed by your insurance carrier later on? Will your insurance company even pay you back? These are good questions to ask yourself considering you could possibly get stuck with the immediate, non-negotiable expense.

Continue below to learn a little bit about auto insurance basics, namely when they might cover towing fees for a totaled car, but also what you can do if your carrier will not pay for a tow.

Cincinnati Junk Car Company 513-991-4776
Cincinnati Junk Car Company 513-991-4776

State Minimum Liability for Car Insurance Coverage

All drivers in all states are required to have minimum liability car insurance coverage. If you choose to, you can upgrade from this basic, state-required level of auto insurance, which may come in handy in the case that you wreck or total your car. Here is a break down of common insurance coverages, plus whether or not they pay for totaled car towing:

Minimum Liability Insurance – This type of car insurance coverage only covers bodily injury and properly damages for other drivers and their passengers. It does not cover your own injuries, nor does it cover property damages, including the damage to your car. This policy would not pay for towing service.

Comprehensive Insurance – This insurance coverage will cover damages to your car when it is damaged by an incident other than an auto collision. For instance, if a tree falls on your car or a flash flood comes through, your insurance will cover the repairs to your vehicle. This insurance does not reimburse for towing expenses.

Collision – Collision auto insurance can be added to your existing policy and will cover auto body repairs or vehicle replacement if you are in a car wreck. However, it may or may not cover towing costs. You must check with your carrier to confirm towing coverage.

Uninsured and Underinsured Motorist Coverage – If you are hit by another driver who is not insured or doesn’t have enough car insurance coverage, this auto insurance will cover you. This may or may not cover towing expenses. However, in most cases, it does.

Guaranteed Asset Protection (GAP) – Also known as gap insurance, this type of auto insurance coverage will pay for remaining loan obligations in the case that you total your car. This does not cover towing in the case that you totaled your car.

Roadside Assistance Coverage – When you want free or inclusive towing privileges in the case that you total your car, you will need to add roadside assistance coverage to your existing policy. Such coverage comes in different levels, such as basic or premium, and will cover most roadside emergency situations, such as flat tires, overheating engines, fuel fill-ups, locked keys in the car, fluid refills, and more.

Are you looking for a simple and speedy way to get free towing for your totaled car in Cincinnati? Contact GC’s Junk Cars at 513-991-4776 to sell a junk car to an experienced and friendly junk car buyer in Cincinnati, Ohio. We provided free junk car removal service!

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Cincinnati OH Cash for Cars 513-991-4776
Call 513-991-4776 for a Free Junk Car Quote!

Will it Be Expensive to Replace a Catalytic Converter?

Let’s get right to the point; shall we? Catalytic converters are expensive auto parts, regardless of your vehicle’s make or model. In fact, many vehicles are left as a total loss after the catalytic converter breaks down because the cost to replace one often exceeds their current market value.

Continue reading to learn why catalytic converters are higher in price, when a car is deemed totaled after one breaks down, and perhaps most importantly, how you can save some cash on a new catalytic converter in Cincinnati, Ohio!

Auto Salvage Cincinnati Ohio 513-991-4776
Auto Salvage Cincinnati Ohio 513-991-4776

Catalytic Converter Composition

Catalytic converters play a vital role in the operation of your vehicle. Whether you drive a car, truck, SUV, or van, you have a catalytic converter. Why are catalytic converters so important? Well, they are in charge of converting harmful tailpipe emissions produced by your vehicle’s engine. Because they have to deal with extreme temperatures, catalytic converters are made from precious metals, like platinum, tungsten, and rhodium.

A precious metal is naturally occurring, rare element that is high in economic value. Examples of precious metals include gold, silver, and platinum, the latter of which is a primary material used to make catalytic converters!

So, because catalytic converters are made from metals and materials that do not come cheap or plentiful, they are more expensive to make. As a result, they have a higher price tag on the market.

Average Cost of Catalytic Converter Replacement

The cost of a new catalytic converter will depend on your vehicle’s make and model. Your total price, however, will depend on additional factors, like the labor costs at the auto shop. On average, you can expect a new catalytic converter to cost anywhere from $950 and $2500. Now, that just an average. It is possible to get a cheaper price, perhaps for popular cars or smaller cars.

2 Ways to Get a Discount on a New Catalytic Converter

To avoid paying full price for a new catalytic converter, consider these two options:

Buy a Used Catalytic Converter: You may be able to locate a used, refurbished catalytic converter for your make and model vehicle. Used parts are significantly cheaper than new ones. Just be sure you are buying from a trusted retailer.

Sell Your Old One: Many Cincinnati auto salvage lots accept junked car parts. Some even pay you for them! The good news here is that catalytic converters have among the highest value. Find a company that pays out for junked car parts and apply that cash toward your new catalytic converter.

Want to know which junk car lot pays cash on the spot for automotive junk and broken car parts? Just contact GC’s Junk Cars at 513-991-4776 to sell a catalytic converter in Cincinnati, Ohio and its surrounding counties. We pay cash on the spot and offer the highest payouts around!

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Cincinnati OH Cash for Cars 513-991-4776
Call 513-991-4776 for a Free Junk Car Quote!

8 Ways to Save Money on Car Insurance

We all want to save money, but when it comes to the real expenses in life, that’s where savings really matters. Car insurance coverage is one of those fixed-costs in life that tends to place pressure on the budget. But the good news is, there are plenty of ways to save on a new car insurance policy! All you have to do is take advantage of them!

Continue reading to learn 8 super easy and effective ways to save money on car insurance, plus what you can do if your totaled car is not covered under an active policy at the moment.

Totaled Car Auto Salvage Ohio 513-991-4776
Totaled Car Auto Salvage Ohio 513-991-4776

Top Auto Insurance Discounts You May Be Eligible For

You might think that car insurance discounts are a thing of folklore or fable, but they really do exist. Of course, you might not be eligible for every possible auto insurance discount out there, but you will certainly be qualified to take advantage of at least one! For instance, simply being a safe driver will earn you auto insurance savings!

Whether you are new to the car insurance world or just between policies at the moment, these 8 car insurance discounts can help you save a notable amount of cash on annual coverage rates:

Anti-Theft Features

If you install carrier-approved anti-theft features on your vehicle, you could qualify for an auto insurance discount. Such features to consider include alarm systems or stolen vehicle recovery transceivers.

Automotive Safety Features

In addition to anti-theft and vandalism installations, you may also be able to earn a discount for certain car safety features. Such features may include anti-lock brakes (ABS) and airbag systems.

Good Student

The Insurance Information Institute (III) suggests that if you are a good student who can consistently keep your grades up, you may be able to earn a student discount on auto insurance. Many carriers are on board with this initiative to keep students in school.

Early Renewal

Some car insurance companies will give clients a discount or incentives for renewing their policy early before it can expire. Signing up for a new policy before your old one expires is best practice in all cases, but some carriers will reward you for it.

Low Mileage

Some auto insurance carriers will offer a discounted rate for those who do not drive very much. Since there is less chance that the driver will need to file a claim, they are willing to reduce their monthly or annual rate.  In some cases, a carrier will offer policies based on how many miles a driver averages per year.

Multiple Policy

By choosing to combine multiple insurance coverage within one carrier, you could set yourself up for an auto insurance discount. These are referred to as “multi-policy” discounts, and many insurance companies offer them for those who qualify. For instance, use the same carrier for your home, auto, motorcycle, and boat insurance to get a better rate. The Insurance Information Institute (III) suggests insurance companies do this to reward for client loyalty.

Safe Driver

If you think you won’t qualify for any auto insurance discounts, you will be pleased to learn that safe driving counts! According to the National Association of Insurance Commissioners (NAIC), many insurance companies are willing to offer reduced rates or discounts for drivers with great driving records, free of collisions, accidents, and traffic violations.

Telematics

There are insurance companies out there that will grant a reduced rate or discount for car insurance if the driver agrees to enroll in a telematics program. A telematics device is installed in the vehicle, which basically monitors and records driving data that insurers collect for research and marketing purposes.

*Some insurers offer these discounts, while others do not. Check with all potential carriers to be sure which discounts are available.

Are you worried about paying a massive car insurance deductible after totaling your vehicle in Ohio? Well, you don’t have to worry at all! Just contact GC’s Junk Cars at 513-991-4776 to sell a totaled car to a professional junk car buyer in Cincinnati, Ohio. We offer free towing and pay cash on the spot!

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