8 Ways to Save Money on Car Insurance

We all want to save money, but when it comes to the real expenses in life, that’s where savings really matters. Car insurance coverage is one of those fixed-costs in life that tends to place pressure on the budget. But the good news is, there are plenty of ways to save on a new car insurance policy! All you have to do is take advantage of them!

Continue reading to learn 8 super easy and effective ways to save money on car insurance, plus what you can do if your totaled car is not covered under an active policy at the moment.

Totaled Car Auto Salvage Ohio 513-991-4776
Totaled Car Auto Salvage Ohio 513-991-4776

Top Auto Insurance Discounts You May Be Eligible For

You might think that car insurance discounts are a thing of folklore or fable, but they really do exist. Of course, you might not be eligible for every possible auto insurance discount out there, but you will certainly be qualified to take advantage of at least one! For instance, simply being a safe driver will earn you auto insurance savings!

Whether you are new to the car insurance world or just between policies at the moment, these 8 car insurance discounts can help you save a notable amount of cash on annual coverage rates:

Anti-Theft Features

If you install carrier-approved anti-theft features on your vehicle, you could qualify for an auto insurance discount. Such features to consider include alarm systems or stolen vehicle recovery transceivers.

Automotive Safety Features

In addition to anti-theft and vandalism installations, you may also be able to earn a discount for certain car safety features. Such features may include anti-lock brakes (ABS) and airbag systems.

Good Student

The Insurance Information Institute (III) suggests that if you are a good student who can consistently keep your grades up, you may be able to earn a student discount on auto insurance. Many carriers are on board with this initiative to keep students in school.

Early Renewal

Some car insurance companies will give clients a discount or incentives for renewing their policy early before it can expire. Signing up for a new policy before your old one expires is best practice in all cases, but some carriers will reward you for it.

Low Mileage

Some auto insurance carriers will offer a discounted rate for those who do not drive very much. Since there is less chance that the driver will need to file a claim, they are willing to reduce their monthly or annual rate.  In some cases, a carrier will offer policies based on how many miles a driver averages per year.

Multiple Policy

By choosing to combine multiple insurance coverage within one carrier, you could set yourself up for an auto insurance discount. These are referred to as “multi-policy” discounts, and many insurance companies offer them for those who qualify. For instance, use the same carrier for your home, auto, motorcycle, and boat insurance to get a better rate. The Insurance Information Institute (III) suggests insurance companies do this to reward for client loyalty.

Safe Driver

If you think you won’t qualify for any auto insurance discounts, you will be pleased to learn that safe driving counts! According to the National Association of Insurance Commissioners (NAIC), many insurance companies are willing to offer reduced rates or discounts for drivers with great driving records, free of collisions, accidents, and traffic violations.


There are insurance companies out there that will grant a reduced rate or discount for car insurance if the driver agrees to enroll in a telematics program. A telematics device is installed in the vehicle, which basically monitors and records driving data that insurers collect for research and marketing purposes.

*Some insurers offer these discounts, while others do not. Check with all potential carriers to be sure which discounts are available.

Are you worried about paying a massive car insurance deductible after totaling your vehicle in Ohio? Well, you don’t have to worry at all! Just contact GC’s Junk Cars at 513-991-4776 to sell a totaled car to a professional junk car buyer in Cincinnati, Ohio. We offer free towing and pay cash on the spot!

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Is My Car Totaled if the Speedometer is Broken?

Speedometers are important automotive devices because they monitor and display your vehicle speed in real time. So, if your speedometer is broken, or beginning to fail, you may be concerned that it’s the end of the line for your ride. In some cases, it may be. In other cases, speedometers can be repaired. It all depends.

Continue reading to learn what you need to know about speedometer repair and replacement, and what to do if your car is totaled as a result of a broken speedometer in Cincinnati, Ohio.

Totaled Car Buyers Cincinnati Ohio 513-991-4776
Totaled Car Buyers Cincinnati Ohio 513-991-4776

Identifying Speedometer Malfunction

You will likely notice it right away if your speedometer begins to malfunction. After many years of driving and operating a vehicle, you mostly interpret your speed, especially on the roads you are most familiar with. So, when you’re going much faster or much slower than what the speedometer is reading, it is time to have your vehicle inspected by a licensed mechanic.

Whether your speedometer can be repaired or not depends on various factors, including the current condition of your vehicle, your vehicles make and model, and the underlying cause of the speedometer malfunction. If you drive a classic car or rare car, you may have limited options on replacement parts, making speedometer replacement impossible.

Speedometer Repair and Replacement

Speedometers generally begin to malfunction as a result of an electrical issue, such as bad fuses or wiring. Automotive electrical pair is something that is reasonably-priced, and a service offered by most mechanics. If your speedometer is failing due to a defective speed sensor, a quick re-calibration may do the trick. This is also an inexpensive repair. Another common cause for speedometer malfunction is Engine Control Unit (ECU) failure.

Total Automotive Breakdown

When the cause of a broken or malfunctioning speedometer is serious, such as internal engine failures or irreplaceable auto electrical systems, your car could be deemed a total loss. But not to worry. You can only sell a total car to a local Cincinnati junk car buyer for cash on the spot. Just be sure to choose a reliable Cash For Cars Company in Ohio if you want the maximum payout for your totaled vehicle.

Are you looking for a trusted cash for cars company is in Ohio that’ll be the most money for your junk or totaled car? Contact GC’s Junk Cars at 513-991-4776 to sell a totaled car to a trusted junk car buyer in Cincinnati, Ohio. We offer free junk car removal and pay cash on the spot!

Related Posts:

Your Options After Totaling a Vehicle
Why You Should Never Skip a Routine Oil Change
The Average Cost to Replace a Broken Catalytic Converter

Cincinnati OH Cash for Cars 513-991-4776
Call 513-991-4776 for a Free Junk Car Quote!