What To Do If You Just Wrecked Your Car

When it comes to car accidents, the experience can be distressing and overwhelming. Unfortunately, they do happen and it’s important to know what steps to take if you find yourself in this situation. Knowing exactly what to do will ensure that your insurance claim is processed quickly and efficiently so that you can get back on the road as soon as possible.

Continue below to learn what to do if you just wrecked your car in Cincinnati.

Call 513-991-4776 For Fast Car Wreck Towing in Cincinnati Ohio!
Call 513-991-4776 For Fast Car Wreck Towing in Cincinnati Ohio!

Cincinnati Car Accident Guide

Ensure Safety

The first and most important step is to make sure that everyone involved in the accident is safe and secure. If there are any injuries, call 911 immediately and stay where you are until help arrives. Once this is taken care of it’s time to focus on your car. Before you move your vehicle to a safer location, make sure to take photos that document the damage caused, as this will be essential when making a claim with your insurance company.

Collect Data

It’s also important to exchange personal information with the other drivers involved in the accident. Make sure to record the name, license plate number, and auto insurance provider of everyone involved. If you were able to witness the accident, make sure to accurately document the circumstances. This will be beneficial when filing an insurance claim or dealing with any legal issues that may arise from the incident.

Call Your Insurance Carrier

When it comes to getting your car back on the road, you’ll want to contact your auto insurance provider as soon as possible. Make sure to have all the necessary information ready to provide, such as police report numbers, photos of the damage, and the other drivers’ information. An insurance adjuster will then assess the situation and determine what kind of coverage you are eligible for. The auto repair shop that will be doing the repairs should also be approved by your provider in order for them to cover any costs.

Preparedness is Key

No one likes to be in the situation of getting into a car accident, but knowing what to do beforehand can take some of the stress out of it. By taking the necessary steps, you will ensure that your insurance claim is processed quickly and efficiently so you can get back on the road as soon as possible.

Car Not Covered By Insurance? Scrap It!

Scrapping a totaled, uninsured car can be a difficult, time-consuming process. If you find yourself in the unfortunate position of having an uninsured vehicle that needs to be scrapped, it is important to take the appropriate steps to ensure everything is handled safely and legally. Your only priority is to choose a trusted Cincinnati Cash for Cars Company that has the resources to pay you the full scrap value of your wrecked car.

Not sure where to begin when you want to sell a wrecked or totaled vehicle in Ohio? Contact GC’s Junk Cars at 513-991-4776 to sell a junk car to an experienced and friendly junk car buyer in Cincinnati, Ohio. We pay cash on the spot!

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Will My Insurance Cover Towing Fees for a Totaled Car?

Whether you totaled your car today or in the recent past, you can safely assume you will not be able to drive it where it needs to go. Most people have their totaled vehicles towed to their homes, while others choose to have their cars and trucks towed directly to an auto body shop. In either case, you might be wondering who is responsible for the towing expenses. Will you pay for towing out of pocket and get reimbursed by your insurance carrier later on? Will your insurance company even pay you back? These are good questions to ask yourself considering you could possibly get stuck with the immediate, non-negotiable expense.

Continue below to learn a little bit about auto insurance basics, namely when they might cover towing fees for a totaled car, but also what you can do if your carrier will not pay for a tow.

Cincinnati Junk Car Company 513-991-4776
Cincinnati Junk Car Company 513-991-4776

State Minimum Liability for Car Insurance Coverage

All drivers in all states are required to have minimum liability car insurance coverage. If you choose to, you can upgrade from this basic, state-required level of auto insurance, which may come in handy in the case that you wreck or total your car. Here is a break down of common insurance coverages, plus whether or not they pay for totaled car towing:

Minimum Liability Insurance – This type of car insurance coverage only covers bodily injury and properly damages for other drivers and their passengers. It does not cover your own injuries, nor does it cover property damages, including the damage to your car. This policy would not pay for towing service.

Comprehensive Insurance – This insurance coverage will cover damages to your car when it is damaged by an incident other than an auto collision. For instance, if a tree falls on your car or a flash flood comes through, your insurance will cover the repairs to your vehicle. This insurance does not reimburse for towing expenses.

Collision – Collision auto insurance can be added to your existing policy and will cover auto body repairs or vehicle replacement if you are in a car wreck. However, it may or may not cover towing costs. You must check with your carrier to confirm towing coverage.

Uninsured and Underinsured Motorist Coverage – If you are hit by another driver who is not insured or doesn’t have enough car insurance coverage, this auto insurance will cover you. This may or may not cover towing expenses. However, in most cases, it does.

Guaranteed Asset Protection (GAP) – Also known as gap insurance, this type of auto insurance coverage will pay for remaining loan obligations in the case that you total your car. This does not cover towing in the case that you totaled your car.

Roadside Assistance Coverage – When you want free or inclusive towing privileges in the case that you total your car, you will need to add roadside assistance coverage to your existing policy. Such coverage comes in different levels, such as basic or premium, and will cover most roadside emergency situations, such as flat tires, overheating engines, fuel fill-ups, locked keys in the car, fluid refills, and more.

Are you looking for a simple and speedy way to get free towing for your totaled car in Cincinnati? Contact GC’s Junk Cars at 513-991-4776 to sell a junk car to an experienced and friendly junk car buyer in Cincinnati, Ohio. We provided free junk car removal service!

Related Posts:

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Cincinnati OH Cash for Cars 513-991-4776
Call 513-991-4776 for a Free Junk Car Quote!