Although you came out fine on the other end of your accident, your car did not. You then receive a phone call from your car insurance adjuster notifying you that your vehicle is a total loss and suggests ditching it at a local scrap yard. But what if you want to keep your totaled car? Is it possible? Is it legal? What are the benefits? Are there any disadvantages? These questions and more like them are all too common for those with a totaled vehicle on their hands.
If you are facing the same dilemma, and still unsure what to do with your totaled car, continue reading for some helpful information and advice.
Keeping a Total Loss Car Versus Accepting Insurance Money
When you total your vehicle and you have an insurance policy, you may not want to make a claim depending on the value and condition of your car pre-wreck, insurance records, or your driving history. Whatever the reason may be that you choose to sell your junked car to a scrap yard rather than take the insurance check, there are some things you need to know about keeping a totaled vehicle.
When a car is involved in a collision that renders it incapable of driving safely, it will be towed at the scene of the accident. If you want to keep your vehicle and avoid paying impound fees later on, there is a chance you could stop the tow truck from retrieving your vehicle, call your own tow truck, and have your vehicle transported back to your own house. Keep in mind that if you live in a public complex, it may be against the rules to have totaled or unkempt vehicles on the property, in which case, the management would have it towed away without your knowing.
So, the real question you should be asking yourself is not, “Can I”, but instead, “Should I?”
The obligations and obstacles you are likely to encounter by keeping your totaled vehicle may not be worth whatever reason you have to hold onto it. And even though you might want to repair it, if the insurance company deems your vehicle a total loss, you cannot get a clean title for the vehicle, only a salvaged one. A “total loss” describes a vehicle is so damaged, the cost of repair would exceed its current market value. So, it wouldn’t make sense to repair a vehicle if it’s totaled unless there were spectacular sentiment tied to it.
The Best Solution for a Totaled Car
You can make some money and avoid paying towing fees if you simply contact a local Cincinnati OH Cash for Cars Company. If your car is totaled, and branded a total loss by your insurance company, it is best to scrap it for its metal and make some extra cash at the same time. A local auto salvage center can give you an instant, over-the-phone estimate for your junk car while you are still at the scene of the accident, plus haul away your vehicle free of charge. If you choose the right junk car buyer, you will get paid cash on the spot for your totaled vehicle!
Who should you choose for prompt and professional cash for junk cars? Contact GC’s Junk Cars at 513-991-4776 to sell a totaled car to a trusted junk car buyer in Cincinnati, Ohio. We offer free junk car removal and pay cash on the spot!