When you have a totaled car or truck on your hands, you’re probably thinking, “What do I do next?” In terms of your options for dealing with a total loss vehicle, there are four that you will need to choose from. Continue below to learn the top 4 things you can do with a totaled car.

What Should You Do With Your Totaled Car?

☑ Accept the Insurance Check

Most people whose cars sustain so much damage they are deemed a total loss tend to accept the insurance payment. This payout is usually in the amount of the vehicle’s actual cash value, minus the policy holder’s insurance deductible if making a claim within your own policy. In return, the person must turn over the vehicle and the car title to the insurance company, as they now own the totaled car.

☑ Have it Repaired

You can choose to have your totaled vehicle repaired, so long as it is not too badly damaged. You see, a car might be totaled because one part that is needed costs more than what the car is worth. In the case that you can repaired your car back to a safe and driveable state, you can pass up on other repairs that are mostly cosmetic or not emergency-based, such as fenders and bumpers. Under most insurance policies, policy holders are allowed to keep their car to have it repaired, but the insurance company will deduct the salvage value plus any deductible from the payout.

☑ Do Not Repair It

You can also choose to NOT make a claim and keep your totaled vehicle without repairing it, but still driving it around. This can happen in terms of major cosmetic damage. Let’s say your car is totaled because it was badly damaged in a hailstorm; in this case, your car might be totaled because the cost to repair the hail damage exceeds the current value of the vehicle, but the car still drives just fine, so you may just decide to forgo repairs.  

☑ Sell to an Auto Salvage Yard

If your car was not insured, you can still sell it for its scrap parts, or as a whole, to any local auto salvage business. They will pay you the scrap value of your totaled car, minus any fees they charge for junk car removal and more. The trick is to find a reputable Cincinnati junk car buyer who pays cash on the spot and never charges any extra fees. That auto salvage center is GC’s Junk Cars!

Are you ready to make fast cash by selling us your totaled car? Contact GC’s Junk Cars at 513-991-4776 to sell a totaled car to an experienced and friendly junk car buyer in Cincinnati, Ohio. We offer free towing and pay cash on the spot!

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