Whether you totaled your car today or in the recent past, you can safely assume you will not be able to drive it where it needs to go. Most people have their totaled vehicles towed to their homes, while others choose to have their cars and trucks towed directly to an auto body shop. In either case, you might be wondering who is responsible for the towing expenses. Will you pay for towing out of pocket and get reimbursed by your insurance carrier later on? Will your insurance company even pay you back? These are good questions to ask yourself considering you could possibly get stuck with the immediate, non-negotiable expense.

Continue below to learn a little bit about auto insurance basics, namely when they might cover towing fees for a totaled car, but also what you can do if your carrier will not pay for a tow.

Cincinnati Junk Car Company 513-991-4776

State Minimum Liability for Car Insurance Coverage

All drivers in all states are required to have minimum liability car insurance coverage. If you choose to, you can upgrade from this basic, state-required level of auto insurance, which may come in handy in the case that you wreck or total your car. Here is a break down of common insurance coverages, plus whether or not they pay for totaled car towing:

▷ Minimum Liability Insurance – This type of car insurance coverage only covers bodily injury and properly damages for other drivers and their passengers. It does not cover your own injuries, nor does it cover property damages, including the damage to your car. This policy would not pay for towing service.

▷ Comprehensive Insurance – This insurance coverage will cover damages to your car when it is damaged by an incident other than an auto collision. For instance, if a tree falls on your car or a flash flood comes through, your insurance will cover the repairs to your vehicle. This insurance does not reimburse for towing expenses.

▷ Collision – Collision auto insurance can be added to your existing policy and will cover auto body repairs or vehicle replacement if you are in a car wreck. However, it may or may not cover towing costs. You must check with your carrier to confirm towing coverage.

▷ Uninsured and Underinsured Motorist Coverage – If you are hit by another driver who is not insured or doesn’t have enough car insurance coverage, this auto insurance will cover you. This may or may not cover towing expenses. However, in most cases, it does.

▷ Guaranteed Asset Protection (GAP) – Also known as gap insurance, this type of auto insurance coverage will pay for remaining loan obligations in the case that you total your car. This does not cover towing in the case that you totaled your car.

▷ Roadside Assistance Coverage – When you want free or inclusive towing privileges in the case that you total your car, you will need to add roadside assistance coverage to your existing policy. Such coverage comes in different levels, such as basic or premium, and will cover most roadside emergency situations, such as flat tires, overheating engines, fuel fill-ups, locked keys in the car, fluid refills, and more.

Are you looking for a simple and speedy way to get free towing for your totaled car in Cincinnati? Contact GC’s Junk Cars at 513-991-4776 to sell a junk car to an experienced and friendly junk car buyer in Cincinnati, Ohio. We provided free junk car removal service!

Cincinnati OH Cash for Cars 513-991-4776 — Call 513-991-4776 for a Free Junk Car Quote!

Catalytic Converter Composition

Catalytic converters play a vital role in the operation of your vehicle. Whether you drive a car, truck, SUV, or van, you have a catalytic converter. Why are catalytic converters so important? Well, they are in charge of converting harmful tailpipe emissions produced by your vehicle’s engine. Because they have to deal with extreme temperatures, catalytic converters are made from precious metals, like platinum, tungsten, and rhodium.

A precious metal is naturally occurring, rare element that is high in economic value. Examples of precious metals include gold, silver, and platinum, the latter of which is a primary material used to make catalytic converters!

So, because catalytic converters are made from metals and materials that do not come cheap or plentiful, they are more expensive to make. As a result, they have a higher price tag on the market.

Average Cost of Catalytic Converter Replacement

The cost of a new catalytic converter will depend on your vehicle’s make and model. Your total price, however, will depend on additional factors, like the labor costs at the auto shop. On average, you can expect a new catalytic converter to cost anywhere from $950 and $2500. Now, that just an average. It is possible to get a cheaper price, perhaps for popular cars or smaller cars.

2 Ways to Get a Discount on a New Catalytic Converter

To avoid paying full price for a new catalytic converter, consider these two options:

❶ Buy a Used Catalytic Converter: You may be able to locate a used, refurbished catalytic converter for your make and model vehicle. Used parts are significantly cheaper than new ones. Just be sure you are buying from a trusted retailer.

❷ Sell Your Old One: Many Cincinnati auto salvage lots accept junked car parts. Some even pay you for them! The good news here is that catalytic converters have among the highest value. Find a company that pays out for junked car parts and apply that cash toward your new catalytic converter.

Want to know which junk car lot pays cash on the spot for automotive junk and broken car parts? Just contact GC’s Junk Cars at 513-991-4776 to sell a catalytic converter in Cincinnati, Ohio and its surrounding counties. We pay cash on the spot and offer the highest payouts around!

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Call 513-991-4776 for a Free Junk Car Quote!

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Monthly Archives: January 2022

Will My Insurance Cover Towing Fees for a Totaled Car?

State Minimum Liability for Car Insurance Coverage

Will it Be Expensive to Replace a Catalytic Converter?

Catalytic Converter Composition

Average Cost of Catalytic Converter Replacement

2 Ways to Get a Discount on a New Catalytic Converter